Calculated Industries Qualifier Plus IIIx Betriebsanweisung Seite 67
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66 — Q
UALIFIER
P
LUS
®
III
X
Combo Loan — Entering a New LTV
You’d like to show your client the savings of a fixed-rate Combo
Loan over that of a standard, fixed-rate loan with PMI. The LTV for
the 1st/2nd TD is 90%-5%. See the following parameters:
FIXED-RATE
FIXED-RATE COMBO LOAN
LOAN w/PMI (1st TD – 2nd TD)
Loan Amount 100,000 100,000
Interest 7% 8% – 10%
Term 30 30 year – 10 year
PMI 2.5% --
LTV 95% 90% – 5%
STEPS KEYSTROKES DISPLAY
1. Enter Fixed-Rate Loan Values and Find Total Payment:
Clear calculator o o 0.00
Enter loan amount 1 0 0 ) l 100,000.00
Enter interest 7 ˆ 7.00
Enter term 3 0 T 30.00
Enter PMI (mortgage
insurance) value 2 • 5 s I 2.50
Clear tax register 0 t 0.00
Clear insurance register 0 I 0.00
Solve for P&I payment p 665.30
Solve for PITI payment
(with PMI) p 873.64
2. Enter Combo Loan Values:
Enter 1st TD
Interest:Term 8 : 3 0 ! 8.00-30.00
Enter 2nd TD
Interest:Term 1 0 : 1 0 s ! 10.00-10.00
(Cont’d)
- Mortgage Loan Calculator 2
- TABLE OF CONTENTS 3
- KEY DEFINITIONS 6
- GETTING STARTED 6
- All (s x) 8
- UALIFIER 11
- BASIC ARITHMETIC EXAMPLES 17
- STEPS KEYSTROKES DISPLAY 18
- CALCULATOR SETTINGS 20
- FUNCTION KEYSTROKES 24
- KEYSTROKES DISPLAY 24
- EXAMPLES 26
- ** Future Value (FV) = s l 29
- BUYER QUALIFYING 54
- QUALIFYING EXAMPLES 55
- APPENDIX 69
- Outside USA: 1-775-885-4900 70
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