Calculated Industries QUALIFIER PLUS IIx Betriebsanweisung PDF herunterladen (Seite 15)

14 — Q

UALIFIER

LUS

III

s p

Estimated Income Tax Savings (Tax Svgs)

—

Calculates an estimated annual income tax savings

for a mortgage, based on entered loan variables,

including property tax, mortgage interest, and tax

bracket. You must enter a tax bracket, then press

s p p to display the estimated annual

income tax savings; the third consecutive press of

p will display the monthly tax savings; and the

fourth press will display the estimated “after-tax”, or

net mortgage payment.

Note: This function is different from the mortgage interest deduc-

tion figured in the Amortization calculation, as it also includes

property tax for a total estimated tax savings and only provides

an annual estimate, not an estimate for a specified range. (See

the

key definition for details).

s P

Rent vs. Buy

— Calculates a comparable sales

price, loan amount, and mortgage payment versus

the cost of monthly rent. You must enter loan vari-

ables and a tax bracket via s +, then enter the

prospective buyer’s current rent and press s

P. Consecutive presses of P will calculate the

comparable sales price, loan amount, monthly loan

payment (including tax/insurance, if entered), and

estimated annual/monthly income tax savings.

s +

Tax Bracket (Tax Brkt%)

— Enters a buyer’s tax

bracket for figuring Rent vs. Buy calculations or for

calculating an estimated mortgage interest tax

deduction in the Amortization calculation. Press ®

+ to display stored percentage.

(Default=28%)

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Calculated Industries QUALIFIER PLUS IIx Betriebsanweisung Seite 15